A Fresh Look At Synchrony Financial (NYSE:SYF)

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Synchrony Financial (NYSE:SYF) closed its last session at $39.76. The stock traded within a range of $39.28 and $40.17. The company operates in the Financial Services sector with a market capitalization of 31.3 Million. Trading volume for Synchrony Financial was 6.14 Million in its previous trading session. Currently, Synchrony Financial (NYSE:SYF) has an average volume of 6.28 Million.

Company Profile

Synchrony Financial is a consumer financial services company. It offers private label credit cards, dual cards and small and medium-sized business credit products; promotional financing for consumer purchases, including installment loans; and promotional financing to consumers. The company also offers various deposit products, such as certificates of deposit, individual retirement accounts, money market accounts, and savings accounts directly to retail and commercial customers under the Optimizer+Plus brand. Synchrony Financial is headquartered in Stamford, Connecticut.

Analyst Views

Synchrony Financial (NYSE:SYF) received a Buy rating from 3 analysts. 0 analysts gave its stock an Outperform rating. 3 analysts say it’s a Hold while 0 analysts provided their expert opinion as Sell.

Synchrony Financial (NYSE:SYF) touched its 1-Year High price of $40.17 on 01/11/18 and its 1-Year Low price of $26.01 on 05/12/17.

EPS & Financials

Synchrony Financial (NYSE:SYF) reported its EPS in the last quarter as $0.7/Share beating the analyst estimate of $0.64/Share by a difference of $0.06. This showed a surprise of 9.4% in the last quarter earnings.

For the current quarter, 19 analysts are projecting a mean EPS of $0.64/share. According to their observations and findings, the stock could provide a high EPS of $0.71/share and a low EPS of $0.59/share.

Analysts believe that the company has the potential to earn average revenue of $3.96 Billion for the current quarter. According to their predictions high & low revenue estimates are 4 Billion and 3.87 Billion respectively.

Technical Analysis

By taking a look at the stock’s current statistics it can gauged that the stock candle is BEARISH with LOW volatility. Synchrony Financial (NYSE:SYF) has a 20-Day average volume of 5.21 Million. According to today’s trading volume Synchrony Financial is ABOVE its 20-Day Avg. volume with the stock showing BELOW Abnormal volume in the past 150 days.

Moving average convergence divergence (MACD) shows that the stock is on a PRICE RELATIVITY trend. The trend for the past 10-days shows that the company was in BULLISH territory while an analysis of the last 40-Day trend shows a BULLISH signal. The 100-Day trend also shows a BULLISH trend as well.

The company currently has an insider ownership of 0.2 Percent and Institutional ownership of 93.6 Percent. The return on assets stands at 2.3%, Return on Equity currently is 14.8% and the Return on Investment value is 23.9%.

Synchrony Financial (NYSE:SYF) gross margin percentage stands at 0% while its operating margin for the past trailing twelve month is 60.4 percent and its overall profit margin (ttm) is 13.2 Percent. The stock is currently moving above its 20-Day Simple Moving Average of 3.2% with a 50-Day Simple Moving Average of 10.72 percent. As of today, the company has a SMA200 (200-day simple moving average) of 25.84 Percent. The Stock has YTD (year to date) performance of 2.98 percent.

The TTM operating margin for the company stands at 60.4%. The return on invested capital is at 23.9%, which is good, compared to its peers. The Free Cash Flow or FCF margin is 3.89.

The company’s stock is currently moving with a +ve distance from the 200 day SMA of approximately 25.84%, and has a solid year to date (YTD) performance of 2.98% which means that the stock is constantly adding to its value from the previous fiscal year end price.